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Insure your business with BizEase...the comprehensive plan for a wide range of trades. |
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Policy Coverage Basic Plan* |
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Covers
loss of or damage to any content
(not excluded from the policy)
such as
furniture, fixtures, fittings,
equipment, stocks. |
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Pays
a fixed amount per day if your
business is
interrupted for a continuous
period of at least
48 hours due to loss of or damage
to property
insured under Section 1, Fire. |
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S$200
per day
(up to 100 days) |
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Covers
loss of money
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in transit in Singapore. |
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in locked safe/drawers/cash
register in the
insured premises during
business hours. |
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in locked safe/drawers/cash
register in the
insured premises after
business hours. |
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Covers
Accidental Death/Permanent
Disablement to Proprietor/
Partner/Director. |
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S$50,000
each person
(up to 2 persons) |
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Covers
legal liability to pay compensation
to third parties for damage
to properties
or bodily injuries.
Extended to cover food poisoning |
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S$250,000
per accident
S$100,000
per accident/per period |
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7. |
Workmen's
Compensation |
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Covers
legal liability towards employees
for occupational accident/disease
suffered
in the course of work. |
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Covers
breakage of fixed glass, mirrors,
sanitary ware, internal neon
signs and
damage to frames and fittings,
letterings,
decorations on glass. |
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Please contact us or your agent for a quotation on Flexi-Plan. |
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Excluded Trades/Premises
Money Changers, Petrol Station, Motor Showroom, Repair Workshops, Nightclubs, Karaoke Lounges, Pubs, Bars, Hawker Centers, Discotheques, Massage Parlours, Arcades, Billiard Centers, Pest Control, Transport & Courier Services, Health & Fitness Centers, Sports Clubs, Gymnasiums, Spas, Communications Equipment, Works of Arts, Curios and Antiques, Security Guard Services, Jewellers, Crystal and Glassware, Phone shops, Coffee Shops (The list is not exhaustive). |
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Additional Cover/Premium |
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| * |
Stocks |
| * |
Trade
furniture, fixtures,
fittings, equipment
and
other contents
(Total maximum increase
S$450,000) |
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| * |
Stocks |
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Trade
furniture, fixtures,
fittings, equipment
and
other contents
(Total maximum increase
S$450,000) |
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In
transit |
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In
locked safe/drawer/
cash register during
business hours
(Maximum increase
each S$2,000) |
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1.00%
for any trade |
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Limit
of liability
increased to |
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S$30
for any trade |
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7. |
Workmen's
Compensation |
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No.
of employees (Max.
increase 7 employees) |
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S$35
per employee
for any trade |
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0.75%
for any trade |
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(No
additional increase for Sections
3 and 5) |
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Note:
For further increase on sum insured/limit of indemnity, please contact us for quotation.
The information provided is a summary. Please refer to the actual policy wordings for details of coverage, terms, exceptions & conditions. |
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Types of Trade |
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Food & Beverage
Applicable to establishments such as Cafes (not coffeeshops), Restaurants, Bakeries, Confectioneries and Stalls in Food Courts with no public access into the premises after business hours. |
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Retail
Applicable to establishments such as Boutiques (Clothes, Shoes, Handbags), Cosmetic, Provision Shops / Mini Marts, Florist and Gift, Bookshops and Music Shops. |
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Services
Applicable to service-oriented business that includes Hairdressing and Beauty Saloons, Dressmakers and Tailoring, Bridal Studios, Photo-finishing Studios, Laundry Shops, Dry Cleaners, Clinics, Education Centers and Xerox Services (excluding Publishing). |
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