HomeSECURE
 
 
A comprehensive package that protects your home and belongings at an affordable premium.
All you have to do is to choose Section 1 - Building and/or Section 2 - Contents and you can enjoy the BONUS COVERS at no additional cost. On top of this, you may choose our optional cover for your Personal Effects (including jewellery) at a very special premium.
 
     
 
  Section
  Basic Covers
  Limit
 
 
  1.
  Loss or damage on Buildings (including fixtures
and fittigs) caused by INSURED PERILS
  Sum Insured on BUILDINGS
 
  Professional Fees
 
10% of Sum Insured on BUILDINGS
 
  Capital Additions
 
10% of Sum Insured on BUILDINGS
 
  Public Authorities
  Sum Insured on BUILDINGS
 
  Alterations and Repairs
  Sum Insured on BUILDINGS
 
  Awnings, Blinds, Signs & Outdoor Fixtures
  S$5,000
 
  Security System
  S$500
 
  Loss of Rent
 
10% of Sum Insured on BUILDINGS
 
  Breakage of Fixed Glass
 
$500
  2.
  All Risks cover on CONTENTS
(home contents, personal effects and jewellery)
  Sum Insured on CONTENTS
 
  Temporary removal
 
10% of Sum Insured on CONTENTS
 
  Newly Acquired Contents / Property
 
10% of Sum Insured on CONTENTS
 
  Title Deeds & Other Legal Documents Bonus
  S$1,000
  Section
  Bonus Covers
  Limit
  3.
  Alternative Accomodation
 
10% of Sum Insured on BUILDINGS or CONTENTS whichever is higher
  4.
  Fire Extinguishing Costs
  S$5,000
  5.
  Removal of Debris
 
10% of Sum Insured on BUILDINGS or CONTENTS whichever is higher
  6.
  Conservancy Charges
  S$1,000
  7.
  Locks & keys
  S$500
  8.
  Servants' Property
  S$500
  9.
  Pedigree pets
  S$500
  10.
  Frozen Food
  S$250
  11.
  Loss of Money
  S$1,000
  12.
  Unauthorised Use of Credit Cards /
Cash Disbursement Cards
  S$1,000
  13.
  Professional Packers / Movers
  S$5,000
  14.
  Personal & family Liability including
Liability as tenant or Landlord
  S$500,000
  15.
 
Worldwide Family Personal Accident
The Personal Accident provides coverage for death / permanent disablement arising from accidents only.
  S$10,000 per adult and S$5,000
per child not excedding 18 years
of age up to S$30,000 per family
  Section
  Optional Cover
  Limit
  16.
  Personal Effects Including
Jewellery (Anywhere in Singapore)
 
20% of Sum Insured on
CONTENTS or lower
(Excess S$150)
 
     
  Notes:  
 
  		• Compulsary to choose at least one of Sections 1 and 2;
  		• Section 16 is applicable only if Section 2 is taken up;
  		• The information provided here is a summery. Please refer to the actual policy
    wordings for details of coverage.
       
    		 
         
      Insured Perils:-  
     
  		• Fire, Lighting, Explosion
  		• Bursting or overflowing of domestic tanks and pipes (excess S$100)
  		• Impact by aircraft or other aerial devices
  		• Impact by road vehicles, falling trees and branches, breakage or collapse of television aerials, fittings and masts (excessS$100)
  		• Theft accompanied by forcible and violent entry
  		• Earthquake, volcanic eruption, hurricane, cyclone, typhoon and flood (excess S$100)
  		• Landslip and Subsidence (excess 10% of loss or S$5,000 whichever is higher)
  		• Riot and Strike
  		• Malicious Damage (excess S$100)
  		• Smoke damage
    		 
         
     
      For Enquiries
    		 
         
     
       
     
    		 
         
     
    Lilian Juan DID:    +65 6829 9190
      Email: lilianjuan@shcsb.com.sg